Simplifying Your Fintech Funding Strategy
Credit: a16z

Simplifying Your Fintech Funding Strategy

Fintech entrepreneurs always ask us how they can best understand, plan for, and execute a funding strategy. It’s not only a complicated subject, it can also be incredibly specific to both the individual company and that company’s current funding needs. What funding structure is ideal for your company right now? How do you set up and manage a warehouse facility? How should you prepare for and undertake a debt raise?

To answer these questions and more, we created our series on How Companies Can Simplify Their Funding Strategy, and have now collected it all in one place.

So far, the series includes:

Launching a Financial Product: How to Choose the Right Funding Structure

One of the most common conversations we have with fintech entrepreneurs looking to launch a new financial product is about determining the right strategy for funding their business. Whether you’re a vertical software company looking to launch a factoring product (selling accounts receivables at less than par), or a fintech lender trying to finance a new asset class, choosing the right funding structure can have a meaningful impact on the trajectory of your company, its ability to scale, and your bottom line.

Read part 1


Negotiating Your First Warehouse Facility:Trade-offs Across Terms

Far too often, we see early stage founders focus exclusively on finding the lowest cost of capital. From our collective experience helping startups raise dozens of facilities and working with a variety of lenders, we believe that this approach can overlook many other—and often more important—variables that can have a significant impact on a company’s trajectory, especially for those companies still looking to find product-market fit.

Read part 2


It’s Time to Raise Your Debt Facility: Execution Tactics for Founders

Your company has decided to raise debt or at least would like to explore the option… where do you start? If this is your first time embarking on a debt raise, it can be a daunting task, particularly given the sheer number of options, structures to consider, resources required, and ever-evolving debt provider landscape.

Read part 3


Keep an eye out for future installments to come!


- David Haber , a16z General Partner, Melissa Wasser , a16z Capital Network Partner, and JJ Yu , a16z Capital Network Partner


Learn more about raising debt


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The views expressed here are those of the individual AH Capital Management, L.L.C. (“a16z”) personnel quoted and are not the views of a16z or its affiliates. Certain information contained in here has been obtained from third-party sources, including from portfolio companies of funds managed by a16z. While taken from sources believed to be reliable, a16z has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation. In addition, this content may include third-party advertisements; a16z has not reviewed such advertisements and does not endorse any advertising content contained therein.

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Aman Kaushik

Quality Specialist in SYRMA SGS Pvt Ltd

7mo

Elon musk said it's threat to humankind but didn't you heard about Tesla bot....it's upto you

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Aman Kaushik

Quality Specialist in SYRMA SGS Pvt Ltd

7mo

Humanoid robotics have future most of people can't imagine but they just heard of it. As electronics engineer I am not going to see the change, I am going to make change.whatever it takes learning machanical principles, programming,blender,pcb designing,etc. Hanson robotics and Boston dynamics are missing something I am not going tell that. Please just remember the "Aman Kotez".

MR-Elie Tano

Chef-Budget-finances

8mo

MB Finance Calculator Simplify

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Nina Archie

Dual-Use Tech, Small Business, IP, & Ecosystem Builder at ❤ | Innovation Leader | Program Management | Advisor/Mentor/Speaker/Investor | VC Scout |

8mo

Thanks for sharing

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