There is only so much you can control. When you have a financial plan you can do so much more for your situation than relying on market return. Investment returns are not in your control, the market and the economy can turn quickly in a year but if you look at the markets over time you're far better off picking a diversified portfolio and just adding to it over time and focusing on the rest of the items that are in your control

Before making a big decision it’s important to gather the facts. The better you understand what’s going on, the clearer the decision

Never ignore reality. Gather all the real numbers, analyze them thoroughly, and make the best decision grounded in those figures.

Es mi parte favorita porque es llamar la consciencia sobre los hechos y cómo crear nuevas circunstancias. Quien se disponga a hacer cambios significativos en su vida no puede obviar la parte en la que debe replantearse su forma de ser hasta la fecha, decidir que de sí mismo desea conservar y qué desechar. La parte más valiente del humano y la que casi nadie quiere hacer. El momento de preguntarse: ¿Para qué? ¿Esto qué viene a enseñarte de ti mismo y la vida? ¿Cómo...? Y, ¿Qué ...? Mírate sin juicios de valor. Nunca deseches algo porque lo consideras totalmente malo o un error para olvidar. Dale la vuelta, aprende a reconocer que ese suceso es vital para tu crecimiento. ¡Decide tus cambios!

Gathering perspective is crucial. Often times, individual investors are looking at things from a magnifying glass. Compare looking at a single negative day in the S&P 500 versus zooming out to see the overall trend since its inception. The impression and confidence it can give you will mean a world of difference when it comes to building financial resilience.

In my opinion, financial freedom should be your top priority because we all have so much happening in our lives. Delaying the steps needed to achieve freedom is not wise.

Priorities are vastly different from person to person. Your top priorities should be the things that you gain the most value from, and that could be any of the following: · Faith · Family · Freedom · Building relationships · Creating an impact · Checking off your bucket list · Leading and inspiring · Helping others · Developing new skills · Building wealth Identifying where you derive your value is the first step in deciding your priorities. The top priorities are the big ticket items; these should be taken into consideration first when creating your investment strategy.

Different advisors can have different approaches but can all reach the same desired goal. When exploring your options, it is a good time to keep an open mind and realize that there is not a single correct answer. Humility can be a big help in the search for good options. Admitting that there are things outside of your competency just might open up the door to a big change for the better.

You must confront the truth and weigh the pros and cons of each option to make an informed decision and choose what’s best for you.

Making a pro's and con's list is not always sufficient. Many times certain pro's and con's fall out of your purview or understanding. Use the people around you as a resource! Never be afraid to lean on a professional before making potentially life-altering decisions. Many of them will be happy to offer one-off advice completely free of charge.

When facing tough financial choices, resilience begins with grounding your decisions in a clear vision and your core values. Once a decision is made, implement changes with a steady focus on the long-term impact. Break down the implementation process into manageable steps, ensuring each action aligns with your overall goals. Stay committed, but remain adaptable—monitor progress, make necessary adjustments, and keep faith that each step, even the difficult ones, brings you closer to sustainable success and Kingdom impact.

When changes are implemented, remember that change is not easy. It is something to be actively mindful about. Any automation can be used to your advantage. It may lighten the load on your mind to make implementation much easier for you.

Make small but significant steps. Little changes turned into habits will turn into help you achieve results which will compound.

Siempre nos centramos en lo negativo o en lo que nos falta por conseguir pero es aún más importante ir celebrando los pequeños logros que se van consiguiendo. De esta forma también se es más consciente del avance y sobre todo porque nos ayudará a tener una mentalidad más resiliente porque pese a estar pasando por un momento malo se sigue evolucionando.